Office of the Commissioner of Financial Regulation


Consumer Loan License


If you intend to conduct consumer lending services in the State of Maryland, you may require an consumer loan license.


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Featured Information

License Term: two (2) years
Unlicensed Consumer Loan and Prohibited "Payday" Loan Collection Activity

Applications and Forms

Consumer Loan License (Original Office) Application
Consumer Loan License (Branch) Application
Consumer Loan License Renewal Application
Interim Changes
MD Consumer Lender Licensee Surety Bond Form (Word)

Laws and Rules

Applicants and licensees are expected to be knowledgeable about and in compliance with the Consumer Loan law, and any other applicable State or Federal statutes and regulations.

Note: To access the Maryland Code Annotated, from the link below, select the “Maryland Code” folder, then select the individual folders or links provided to delve into the volumes, chapters, and/or sections of the publication.

Maryland Code Annotated, Commercial Law § 12-301 et seq. (Consumer Loan Law)
Maryland Code Annotated, Financial Institutions § 11-201 et seq. (Consumer Loan Licensing Provisions)
COMAR 09.03.02 General Regulations
COMAR 09.03.10 Credit and Other Regulation

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